For your financial peace of mind

We are here to help people achieve a brighter financial future through high quality advice and outstanding service.
We are authorised and regulated by the Financial Conduct Authority.
Over £½ billion
funds under management
for our clients
Every 58 minutes
how often someone in the UK
asks us for help
4.8 / 5
our rating on

Welcome to Pension Access

A Harbour Rock Capital service
Man Woman Piggyback in the forest
Discover what you could do with your pension from the age of 55, including releasing up to 25% tax free.

Releasing pension money early is not right for everyone as it will leave you worse off in retirement. That’s why it makes sense getting help from a regulated financial adviser before making any final decisions.

Each year we help thousands of people with their pensions.

Discover how we could help you, too:

Be a disciplined investor...

With Harbour Rock Capital
Stock markets go up and down in value all the time. So, when it comes to making investment decisions, reacting to market changes and trying to predict what might happen next can be haphazard and costly.

That’s why our approach is to ignore the short-term noise and stay invested because history shows us that markets have always risen over the longer term.

Discover how our investment philosophy puts you one step ahead:
It’s important to remember that past performance is not a reliable indicator of future results. As with all investments, capital is at risk.

Harbour Rock Capital Limited is a company registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email:
© 2024 Harbour Rock Capital Limited. All right reserved.